Lisbon Community
Lisbon, ME · Charter 13190 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$209.7MAssets
$102.2MLoans
$185.0MShares
$24.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 78% of credit unions under $1B in assets (rank 371 of 1682).
- Widest gap: net interest margin trails 80% of credit unions under $1B in assets (rank 1338 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.88%
Rank 710 of 1,683
Net Interest Margin
3.19%
Rank 1,338 of 1,683
Efficiency Ratio
75.41%
Rank 696 of 1,682
Equity / Assets
11.50%
Rank 1,076 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.35% | 0.74% | 1.18% | Beats 58% | 710 / 1,683 | | |
| Return on Equity | 7.61% | 2.67% | 5.89% | 8.74% | Beats 66% | 569 / 1,681 | | |
| Net Interest Margin | 3.19% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,338 / 1,683 | | |
| Efficiency Ratio | 75.41% | 68.91% | 78.20% | 86.93% | Beats 59% | 696 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.23% | 0.26% | 0.65% | 1.29% | Beats 78% | 371 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.50% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,076 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.50% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,076 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 55.23% | 52.61% | 69.38% | 83.50% | 28th pctl | 1,206 / 1,683 | | |
| Loans / Assets | 48.71% | 44.71% | 59.18% | 70.72% | 31st pctl | 1,154 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |