PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

We the People`s

San Leandro, CA · Charter 1319

Q2 1995

$15.2MAssets
$9.7MLoans
$12.9MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.70%.
  • Asset quality: problem loans at 0.79% of loans.
  • Funding: loans stand at 75.04% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

3.70%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.15%3.26%3.70%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.37%0.19%0.79%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans1.02%1.33%1.25%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares72.17%77.13%75.04%n/a
Liquid Assets / Assets25.84%26.11%6.30%n/a