Rangely, CO · Charter 13161
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.39% | 0.70% | 0.58% | 0.70% | 0.45% | +6 bps | |
| Return on Equity | 2.20% | 4.15% | 3.49% | 4.30% | 2.66% | +46 bps | |
| Net Interest Margin | 3.57% | 3.49% | 3.37% | 3.69% | 3.80% | +22 bps | |
| Efficiency Ratio | 89.50% | 80.65% | 82.99% | 79.29% | 78.60% | -1,089 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.97% | 11.67% | 15.11% | 13.21% | 8.15% | +318 bps | |
| Loan Growth (YoY) | -9.92% | 3.01% | 17.44% | 42.51% | 30.71% | +4,064 bps | |
| Share Growth (YoY) | 5.49% | 13.64% | 18.14% | 15.59% | 8.79% | +330 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.01% | 0.11% | 2.04% | 0.24% | 0.46% | +45 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.19% | 1.29% | 1.27% | 0.83% | 1.17% | -2 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.56% | 16.97% | 16.55% | 16.39% | 16.86% | -70 bps | |
| Net Worth / Assets | 17.56% | 16.97% | 16.55% | 16.39% | 16.86% | -70 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 60.71% | 59.49% | 61.69% | 70.58% | 72.94% | +1,224 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |