Rio Blanco Schools
Rangely, CO · Charter 13161 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$9.0MAssets
$5.4MLoans
$7.4MShares
$1.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 76% of credit unions under $1B in assets (rank 397 of 1683).
- Widest gap: return on equity trails 76% of credit unions under $1B in assets (rank 1271 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.44%
Rank 1,188 of 1,683
Net Interest Margin
3.80%
Rank 857 of 1,683
Efficiency Ratio
78.92%
Rank 877 of 1,682
Equity / Assets
16.86%
Rank 397 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.44% | 0.35% | 0.74% | 1.18% | Beats 29% | 1,188 / 1,683 | |
| Return on Equity | 2.64% | 2.67% | 5.89% | 8.74% | Beats 24% | 1,271 / 1,681 | |
| Net Interest Margin | 3.80% | 3.31% | 3.82% | 4.32% | Beats 49% | 857 / 1,683 | |
| Efficiency Ratio | 78.92% | 68.91% | 78.20% | 86.93% | Beats 48% | 877 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.26% | 0.65% | 1.29% | Beats 62% | 637 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.86% | 10.44% | 12.89% | 16.53% | Beats 76% | 397 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.86% | 10.44% | 12.89% | 16.53% | Beats 76% | 397 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 72.94% | 52.61% | 69.38% | 83.50% | 57th pctl | 728 / 1,683 | |
| Loans / Assets | 60.13% | 44.71% | 59.18% | 70.72% | 52nd pctl | 808 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |