Tidemark
Seaford, DE · Charter 13121 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$468.5MAssets
$253.1MLoans
$405.0MShares
$67.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions under $1B in assets (rank 496 of 1682).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets (rank 1596 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.51%
Rank 1,130 of 1,683
Net Interest Margin
2.62%
Rank 1,596 of 1,683
Efficiency Ratio
77.69%
Rank 817 of 1,682
Equity / Assets
14.37%
Rank 616 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.51% | 0.35% | 0.74% | 1.18% | Beats 33% | 1,130 / 1,683 | | |
| Return on Equity | 3.53% | 2.67% | 5.89% | 8.74% | Beats 32% | 1,147 / 1,681 | | |
| Net Interest Margin | 2.62% | 3.31% | 3.82% | 4.32% | Beats 5% | 1,596 / 1,683 | | |
| Efficiency Ratio | 77.69% | 68.91% | 78.20% | 86.93% | Beats 51% | 817 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.26% | 0.65% | 1.29% | Beats 71% | 496 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.37% | 10.44% | 12.89% | 16.53% | Beats 63% | 616 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.37% | 10.44% | 12.89% | 16.53% | Beats 63% | 616 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.48% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,035 / 1,683 | | |
| Loans / Assets | 54.02% | 44.71% | 59.18% | 70.72% | 41st pctl | 995 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |