Fasson Employees
Painesville, OH · Charter 13115 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 1 branch
Q2 2026
$14.1MAssets
$5.1MLoans
$11.1MShares
$2.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 95% of credit unions under $1B in assets in the Cleveland, OH area (rank 3 of 39).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets in the Cleveland, OH area (rank 37 of 39).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.87%
Rank 10 of 39
Net Interest Margin
2.74%
Rank 37 of 39
Efficiency Ratio
66.50%
Rank 3 of 39
Equity / Assets
20.60%
Rank 6 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.13% | 0.49% | 0.87% | Beats 74% | 10 / 39 | |
| Return on Equity | 4.21% | 1.01% | 4.09% | 7.61% | Beats 54% | 18 / 39 | |
| Net Interest Margin | 2.74% | 3.28% | 3.83% | 4.18% | Beats 5% | 37 / 39 | |
| Efficiency Ratio | 66.50% | 76.45% | 81.64% | 91.75% | Beats 95% | 3 / 39 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.15% | 0.61% | 1.88% | Beats 64% | 15 / 39 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.60% | 10.00% | 12.89% | 19.36% | Beats 85% | 6 / 39 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.60% | 10.00% | 12.89% | 19.36% | Beats 85% | 6 / 39 | |
| Liquidity & Funding |
| Loans / Deposits | 46.11% | 45.46% | 53.28% | 74.29% | 26th pctl | 29 / 39 | |
| Loans / Assets | 36.24% | 36.24% | 44.98% | 63.66% | 23rd pctl | 30 / 39 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |