Ontario Public Employees
Ontario, CA · Charter 13044 · Peer group: credit unions under $1B in assets in CA (n=62-63)
NCUA · 1 branch
Q2 2026
$23.2MAssets
$9.3MLoans
$19.3MShares
$3.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 86% of credit unions under $1B in assets in CA (rank 9 of 63).
- Widest gap: nonperforming loans / loans trails 84% of credit unions under $1B in assets in CA (rank 53 of 62).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.46%
Rank 10 of 63
Net Interest Margin
4.39%
Rank 10 of 63
Efficiency Ratio
68.13%
Rank 14 of 63
Equity / Assets
15.48%
Rank 9 of 63
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.46% | 0.17% | 0.56% | 1.17% | Beats 84% | 10 / 63 | |
| Return on Equity | 9.42% | 1.81% | 4.79% | 8.64% | Beats 76% | 15 / 63 | |
| Net Interest Margin | 4.39% | 3.18% | 3.49% | 3.98% | Beats 84% | 10 / 63 | |
| Efficiency Ratio | 68.13% | 70.58% | 81.25% | 89.21% | Beats 79% | 14 / 63 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.17% | 0.42% | 0.85% | Beats 16% | 53 / 62 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.48% | 8.61% | 10.56% | 14.01% | Beats 86% | 9 / 63 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.48% | 8.61% | 10.56% | 14.01% | Beats 86% | 9 / 63 | |
| Liquidity & Funding |
| Loans / Deposits | 47.93% | 53.46% | 72.75% | 85.33% | 16th pctl | 52 / 62 | |
| Loans / Assets | 40.00% | 46.35% | 58.08% | 72.17% | 16th pctl | 53 / 63 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |