Washington, PA · Charter 13035
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.20% | 1.23% | 1.21% | 0.92% | 0.83% | -37 bps | |
| Return on Equity | 10.54% | 10.46% | 10.29% | 7.91% | 7.15% | -339 bps | |
| Net Interest Margin | 3.26% | 3.30% | 3.29% | 3.09% | 3.00% | -25 bps | |
| Efficiency Ratio | 71.13% | 69.49% | 69.09% | 69.42% | 78.11% | +698 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.74% | 4.72% | 5.20% | 5.68% | 7.27% | +252 bps | |
| Loan Growth (YoY) | 5.86% | 9.19% | 11.67% | 9.74% | 12.39% | +653 bps | |
| Share Growth (YoY) | 3.19% | 3.35% | 3.56% | 4.31% | 6.39% | +319 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.50% | 0.33% | 0.44% | 0.33% | 0.25% | -25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.40% | 11.74% | 11.80% | 11.62% | 11.64% | +24 bps | |
| Net Worth / Assets | 11.40% | 11.74% | 11.80% | 11.62% | 11.64% | +24 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 43.66% | 45.78% | 46.06% | 44.46% | 46.12% | +246 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |