Marine
Jacksonville, NC · Charter 12977 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 14 branches
Q2 2026
$1.1BAssets
$853.7MLoans
$981.1MShares
$115.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 99% of credit unions $1B-$10B in assets (rank 6 of 435).
- Widest gap: nonperforming loans / loans trails 86% of credit unions $1B-$10B in assets (rank 374 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.58%
Rank 318 of 435
Net Interest Margin
4.72%
Rank 6 of 435
Efficiency Ratio
60.03%
Rank 56 of 435
Equity / Assets
10.42%
Rank 267 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.55% | 0.81% | 1.14% | Beats 27% | 318 / 435 | | |
| Return on Equity | 5.52% | 5.12% | 7.41% | 9.70% | Beats 30% | 304 / 435 | | |
| Net Interest Margin | 4.72% | 3.01% | 3.39% | 3.75% | Beats 99% | 6 / 435 | | |
| Efficiency Ratio | 60.03% | 65.25% | 71.39% | 77.86% | Beats 87% | 56 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.36% | 0.45% | 0.69% | 1.05% | Beats 14% | 374 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.42% | 9.81% | 10.84% | 12.63% | Beats 39% | 267 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.42% | 9.81% | 10.84% | 12.63% | Beats 39% | 267 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.01% | 78.33% | 88.38% | 95.61% | 46th pctl | 237 / 435 | | |
| Loans / Assets | 77.41% | 67.69% | 74.58% | 80.80% | 60th pctl | 174 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |