Bremer Bank, National Association
South Saint Paul, MN · Cert 12923 · Peer group: banks over $10B in assets (n=157)
FDIC · 71 branches
Q1 2025
$16.4BAssets
$11.8BLoans
$13.3BDeposits
$1.4BEquity
Executive Summary
- Strongest standing: return on equity outperforms 60% of banks over $10B in assets (rank 63 of 157).
- Widest gap: equity / assets trails 88% of banks over $10B in assets (rank 138 of 157).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.85%
Rank 100 of 157
Net Interest Margin
2.75%
Rank 106 of 157
Efficiency Ratio
65.54%
Rank 124 of 157
Equity / Assets
8.26%
Rank 138 of 157
Non-interest income vs. expense
Unfavorable gap of $266.5M · efficiency ratio beats 22% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.85% | 0.71% | 1.05% | 1.30% | Beats 36% | 100 / 157 | |
| Return on Equity | 10.26% | 6.37% | 9.49% | 11.74% | Beats 60% | 63 / 157 | |
| Net Interest Margin | 2.75% | 2.63% | 3.00% | 3.32% | Beats 32% | 106 / 157 | |
| Efficiency Ratio | 65.54% | 50.94% | 58.20% | 64.54% | Beats 22% | 124 / 157 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.83% | 0.43% | 0.71% | 1.09% | Beats 38% | 99 / 157 | |
| Net Charge-Offs / Loans | 0.14% | 0.02% | 0.06% | 0.12% | Beats 22% | 123 / 157 | |
| Capital |
| Tier 1 Capital Ratio | 12.36% | 12.27% | 13.30% | 15.69% | Beats 28% | 113 / 157 | |
| Total Risk-Based Capital Ratio | 13.24% | 13.53% | 14.45% | 16.90% | Beats 17% | 131 / 157 | |
| Equity / Assets | 8.26% | 9.44% | 11.03% | 12.72% | Beats 12% | 138 / 157 | |
| Liquidity & Funding |
| Loans / Deposits | 88.43% | 73.81% | 83.13% | 89.67% | 68th pctl | 50 / 157 | |
| Loans / Assets | 71.76% | 58.69% | 68.04% | 73.57% | 66th pctl | 53 / 157 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |