Fontana
Fontana, CA · Charter 12898 · Peer group: credit unions under $1B in assets in CA (n=62-63)
NCUA · 1 branch
Q2 2026
$17.5MAssets
$6.8MLoans
$16.1MShares
$1.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 24% of credit unions under $1B in assets in CA (rank 48 of 63).
- Widest gap: efficiency ratio trails 92% of credit unions under $1B in assets in CA (rank 59 of 63).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.08%
Rank 52 of 63
Net Interest Margin
2.95%
Rank 57 of 63
Efficiency Ratio
94.31%
Rank 59 of 63
Equity / Assets
8.61%
Rank 48 of 63
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.08% | 0.17% | 0.56% | 1.17% | Beats 17% | 52 / 63 | | |
| Return on Equity | 0.93% | 1.81% | 4.79% | 8.64% | Beats 17% | 52 / 63 | | |
| Net Interest Margin | 2.95% | 3.18% | 3.49% | 3.98% | Beats 10% | 57 / 63 | | |
| Efficiency Ratio | 94.31% | 70.58% | 81.25% | 89.21% | Beats 8% | 59 / 63 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.06% | 0.17% | 0.42% | 0.85% | Beats 15% | 54 / 62 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.61% | 8.61% | 10.56% | 14.01% | Beats 24% | 48 / 63 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.61% | 8.61% | 10.56% | 14.01% | Beats 24% | 48 / 63 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.39% | 53.46% | 72.75% | 85.33% | 10th pctl | 56 / 62 | | |
| Loans / Assets | 38.99% | 46.35% | 58.08% | 72.17% | 13th pctl | 55 / 63 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |