Riverways
Rolla, MO · Charter 12890 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$136.7MAssets
$115.3MLoans
$117.1MShares
$11.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets (rank 43 of 1681).
- Widest gap: equity / assets trails 94% of credit unions under $1B in assets (rank 1584 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.28%
Rank 357 of 1,683
Net Interest Margin
4.10%
Rank 595 of 1,683
Efficiency Ratio
73.44%
Rank 614 of 1,682
Equity / Assets
8.42%
Rank 1,584 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.35% | 0.74% | 1.18% | Beats 79% | 357 / 1,683 | |
| Return on Equity | 15.25% | 2.67% | 5.89% | 8.74% | Beats 97% | 43 / 1,681 | |
| Net Interest Margin | 4.10% | 3.31% | 3.82% | 4.32% | Beats 65% | 595 / 1,683 | |
| Efficiency Ratio | 73.44% | 68.91% | 78.20% | 86.93% | Beats 64% | 614 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.14% | 0.26% | 0.65% | 1.29% | Beats 29% | 1,198 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.42% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,584 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.42% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,584 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 98.47% | 52.61% | 69.38% | 83.50% | 96th pctl | 70 / 1,683 | |
| Loans / Assets | 84.30% | 44.71% | 59.18% | 70.72% | 97th pctl | 54 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |