Green River Area
Owensboro, KY · Charter 12852 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$60.3MAssets
$34.5MLoans
$47.7MShares
$12.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 88% of credit unions under $1B in assets (rank 198 of 1683).
- Widest gap: nonperforming loans / loans trails 43% of credit unions under $1B in assets (rank 723 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.44%
Rank 277 of 1,683
Net Interest Margin
4.08%
Rank 605 of 1,683
Efficiency Ratio
65.28%
Rank 302 of 1,682
Equity / Assets
20.74%
Rank 198 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.35% | 0.74% | 1.18% | Beats 84% | 277 / 1,683 | |
| Return on Equity | 6.92% | 2.67% | 5.89% | 8.74% | Beats 60% | 668 / 1,681 | |
| Net Interest Margin | 4.08% | 3.31% | 3.82% | 4.32% | Beats 64% | 605 / 1,683 | |
| Efficiency Ratio | 65.28% | 68.91% | 78.20% | 86.93% | Beats 82% | 302 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.53% | 0.26% | 0.65% | 1.29% | Beats 57% | 723 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.74% | 10.44% | 12.89% | 16.53% | Beats 88% | 198 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.74% | 10.44% | 12.89% | 16.53% | Beats 88% | 198 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 72.20% | 52.61% | 69.38% | 83.50% | 55th pctl | 754 / 1,683 | |
| Loans / Assets | 57.10% | 44.71% | 59.18% | 70.72% | 46th pctl | 914 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |