Philadelphia, PA · Charter 12850
Q1 2013
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2013, the quarter ended March 31, 2013, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Philadelphia, PA · Charter 12850
Q1 2013
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2011 | Q3 2011 | Q4 2011 | Q1 2012 | Q2 2012 | Q3 2012 | Q4 2012 | Q1 2013 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -1.42% | -4.49% | -2.53% | -1.53% | -0.76% | -2.75% | -2.34% | -0.33% | +120 bps | |
| Return on Equity | -5.98% | -18.06% | -10.24% | -6.07% | -2.99% | -9.96% | -7.77% | -1.17% | +490 bps | |
| Net Interest Margin | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.81% | -8.73% | -13.36% | -19.18% | -19.48% | -27.59% | -27.64% | -18.14% | +104 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | -7.58% | -12.93% | -16.24% | -21.46% | -21.46% | -31.63% | -34.34% | -22.93% | -147 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Risk-Based Capital | 23.76% | 24.84% | 24.75% | 25.18% | 25.56% | 27.66% | 30.08% | 28.15% | +297 bps | |
| Net Worth / Assets | 23.76% | 24.84% | 24.75% | 25.18% | 25.56% | 27.66% | 30.08% | 28.15% | +297 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |