Blytheville, AR · Charter 12808
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
68
Asset Quality
48
Profitability
70
Liquidity
98
Efficiency
90
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Blytheville, AR · Charter 12808
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.04% | 1.29% | 1.44% | 1.20% | 1.58% | +54 bps | |
| Return on Equity | 7.43% | 8.95% | 9.65% | 8.15% | 10.39% | +296 bps | |
| Net Interest Margin | 3.23% | 3.29% | 3.37% | 3.49% | 3.58% | +35 bps | |
| Efficiency Ratio | 64.92% | 63.41% | 62.08% | 61.34% | 58.00% | -691 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.72% | 7.06% | 9.07% | 5.19% | 3.13% | -559 bps | |
| Loan Growth (YoY) | -4.09% | -2.90% | -0.24% | 2.27% | 3.92% | +801 bps | |
| Share Growth (YoY) | 7.50% | 5.58% | 6.85% | 3.44% | 1.13% | -637 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.33% | 0.55% | 0.94% | 0.64% | 0.69% | +36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.96% | 14.45% | 14.91% | 14.75% | 15.16% | +120 bps | |
| Net Worth / Assets | 13.96% | 14.45% | 14.91% | 14.75% | 15.16% | +120 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 67.96% | 68.68% | 69.70% | 68.54% | 69.84% | +188 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Blytheville, AR · Charter 12808 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
Return on Assets
1.58%
Rank 210 of 1,683
Net Interest Margin
3.58%
Rank 1,060 of 1,683
Efficiency Ratio
58.01%
Rank 166 of 1,682
Equity / Assets
15.16%
Rank 538 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.58% | 0.35% | 0.74% | 1.18% | Beats 88% | 210 / 1,683 | |
| Return on Equity | 10.39% | 2.67% | 5.89% | 8.74% | Beats 85% | 249 / 1,681 | |
| Net Interest Margin | 3.58% | 3.31% | 3.82% | 4.32% | Beats 37% | 1,060 / 1,683 | |
| Efficiency Ratio | 58.01% | 68.91% | 78.20% | 86.93% | Beats 90% | 166 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.69% | 0.26% | 0.65% | 1.29% | Beats 48% | 868 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 15.16% | 10.44% | 12.89% | 16.53% | Beats 68% | 538 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 15.16% | 10.44% | 12.89% | 16.53% | Beats 68% | 538 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 69.84% | 52.61% | 69.38% | 83.50% | 51st pctl | 830 / 1,683 | |
| Loans / Assets | 58.97% | 44.71% | 59.18% | 70.72% | 49th pctl | 850 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||