Powell, WY · Charter 12794
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.00% | 0.01% | 0.01% | 0.01% | 0.01% | +1 bps | |
| Return on Equity | 0.02% | 0.08% | 0.07% | 0.11% | 0.13% | +10 bps | |
| Net Interest Margin | 1.63% | 1.63% | 1.68% | 1.49% | 1.57% | -7 bps | |
| Efficiency Ratio | 96.77% | 96.54% | 96.72% | 96.20% | 96.49% | -28 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.88% | 7.30% | 6.15% | 8.14% | 12.23% | +335 bps | |
| Loan Growth (YoY) | -2.04% | 0.63% | 3.47% | 2.00% | 1.72% | +376 bps | |
| Share Growth (YoY) | 9.74% | 7.99% | 6.71% | 8.87% | 13.31% | +357 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 1.19% | 1.17% | 1.23% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.96% | 0.96% | 0.96% | 1.03% | 0.34% | -62 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.18% | 8.11% | 8.03% | 7.73% | 7.30% | -88 bps | |
| Net Worth / Assets | 8.18% | 8.11% | 8.03% | 7.73% | 7.30% | -88 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.57% | 84.62% | 84.79% | 77.27% | 75.02% | -855 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |