New Orleans, LA · Charter 12748
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 9.05% | 6.30% | 6.12% | 0.63% | 1.24% | -780 bps | |
| Return on Equity | 76.01% | 51.35% | 43.07% | 4.49% | 8.87% | -6,714 bps | |
| Net Interest Margin | 4.13% | 3.88% | 4.45% | 3.58% | 3.71% | -41 bps | |
| Efficiency Ratio | 49.90% | 50.27% | 43.10% | 98.05% | 67.03% | +1,713 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.96% | 5.63% | -1.77% | -2.54% | -3.06% | -1,102 bps | |
| Loan Growth (YoY) | 0.26% | -10.59% | -12.19% | -3.40% | -12.04% | -1,230 bps | |
| Share Growth (YoY) | 3.30% | 0.03% | -8.46% | -9.29% | -5.22% | -852 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.39% | 4.40% | 3.07% | 3.65% | 2.18% | -221 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.40% | 1.57% | 1.69% | 1.41% | 1.03% | +62 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.90% | 12.27% | 14.21% | 13.93% | 14.02% | +211 bps | |
| Net Worth / Assets | 11.90% | 12.27% | 14.21% | 13.93% | 14.02% | +211 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 33.52% | 33.16% | 37.10% | 34.73% | 31.11% | -241 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |