Xavier University
New Orleans, LA · Charter 12748 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
$1.7MAssets
$453KLoans
$1.5MShares
$237KNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 1 of 28).
- Widest gap: net interest margin trails 83% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 24 of 29).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.30%
Rank 3 of 29
Net Interest Margin
3.78%
Rank 24 of 29
Efficiency Ratio
65.63%
Rank 3 of 29
Equity / Assets
13.99%
Rank 16 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | -0.27% | 0.39% | 0.68% | Beats 90% | 3 / 29 | | |
| Return on Equity | 9.28% | 0.64% | 2.28% | 5.24% | Beats 96% | 1 / 28 | | |
| Net Interest Margin | 3.78% | 3.88% | 4.49% | 4.89% | Beats 17% | 24 / 29 | | |
| Efficiency Ratio | 65.63% | 77.78% | 86.62% | 97.23% | Beats 93% | 3 / 29 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.21% | 0.22% | 1.19% | 2.21% | Beats 28% | 22 / 29 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.99% | 11.89% | 14.07% | 21.10% | Beats 45% | 16 / 29 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.99% | 11.89% | 14.07% | 21.10% | Beats 45% | 16 / 29 | | |
| Liquidity & Funding |
| Loans / Deposits | 31.11% | 45.57% | 67.88% | 82.54% | 10th pctl | 26 / 29 | | |
| Loans / Assets | 26.74% | 34.60% | 52.32% | 69.33% | 10th pctl | 26 / 29 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |