Port Allen, LA · Charter 12735
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.82% | -0.69% | -2.58% | -2.45% | -1.85% | -102 bps | |
| Return on Equity | -3.19% | -2.58% | -10.13% | -9.88% | -7.52% | -433 bps | |
| Net Interest Margin | 7.30% | 7.48% | 7.59% | 6.66% | 6.59% | -71 bps | |
| Efficiency Ratio | 91.78% | 92.17% | 94.83% | 110.97% | 109.68% | +1,790 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.97% | -0.85% | -0.95% | -9.32% | -6.45% | -841 bps | |
| Loan Growth (YoY) | -2.87% | -12.08% | -13.28% | -15.21% | -14.68% | -1,181 bps | |
| Share Growth (YoY) | 4.46% | 2.45% | 1.75% | -8.44% | -4.40% | -885 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 8.32% | 7.66% | 6.65% | 5.95% | 10.77% | +245 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.75% | 2.86% | 3.54% | 3.73% | 3.68% | +93 bps | |
| Capital | |||||||
| Risk-Based Capital | 25.83% | 26.62% | 25.49% | 24.84% | 24.55% | -128 bps | |
| Net Worth / Assets | 25.83% | 26.62% | 25.49% | 24.84% | 24.55% | -128 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 96.87% | 93.18% | 94.42% | 85.45% | 86.44% | -1,043 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |