State Farm
Bloomington, IL · Charter 1273 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 1 branch
Q2 2026
$5.7BAssets
$1.0BLoans
$5.0BShares
$743.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions $1B-$10B in assets (rank 1 of 435).
- Widest gap: net interest margin trails 100% of credit unions $1B-$10B in assets (rank 435 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.46%
Rank 355 of 435
Net Interest Margin
0.68%
Rank 435 of 435
Efficiency Ratio
39.51%
Rank 1 of 435
Equity / Assets
13.03%
Rank 88 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.46% | 0.55% | 0.81% | 1.14% | Beats 18% | 355 / 435 | | |
| Return on Equity | 3.51% | 5.12% | 7.41% | 9.70% | Beats 15% | 370 / 435 | | |
| Net Interest Margin | 0.68% | 3.01% | 3.39% | 3.75% | Beats 0% | 435 / 435 | | |
| Efficiency Ratio | 39.51% | 65.25% | 71.39% | 77.86% | Beats 100% | 1 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.45% | 0.69% | 1.05% | Beats 89% | 51 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.03% | 9.81% | 10.84% | 12.63% | Beats 80% | 88 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.03% | 9.81% | 10.84% | 12.63% | Beats 80% | 88 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 20.19% | 78.33% | 88.38% | 95.61% | 0th pctl | 433 / 435 | | |
| Loans / Assets | 17.63% | 67.69% | 74.58% | 80.80% | 0th pctl | 433 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |