Bridge Community Bank
Mount Vernon, IA · Cert 12717 · Peer group: banks under $1B in assets in IA (n=134-135) · Orion Bcorp Inc.
State charter, non-member · FDIC · 1 affiliate bank · 3 branches (11 in holding)
Q2 2026
$141.1MAssets
$98.8MLoans
$116.7MDeposits
$22.4MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in IA (rank 45 of 134).
- Widest gap: total risk-based capital ratio trails 90% of banks under $1B in assets in IA (rank 121 of 135).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.30%
Rank 58 of 135
Net Interest Margin
4.61%
Rank 3 of 135
Efficiency Ratio
63.49%
Rank 103 of 135
Equity / Assets
15.86%
Rank 13 of 135
Non-interest income vs. expense
Unfavorable gap of $3.8M · efficiency ratio beats 24% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 0.92% | 1.19% | 1.47% | Beats 57% | 58 / 135 | |
| Return on Equity | 8.21% | 7.99% | 10.26% | 13.14% | Beats 30% | 95 / 135 | |
| Net Interest Margin | 4.61% | 2.95% | 3.41% | 3.73% | Beats 98% | 3 / 135 | |
| Efficiency Ratio | 63.49% | 50.61% | 57.35% | 63.29% | Beats 24% | 103 / 135 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.03% | 0.51% | 1.26% | Beats 76% | 33 / 134 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.03% | Beats 100% | 45 / 134 | |
| Capital |
| Tier 1 Capital Ratio | 10.49% | 11.23% | 13.31% | 15.45% | Beats 13% | 118 / 135 | |
| Total Risk-Based Capital Ratio | 10.49% | 11.61% | 14.06% | 16.47% | Beats 10% | 121 / 135 | |
| Equity / Assets | 15.86% | 9.87% | 11.05% | 13.07% | Beats 90% | 13 / 135 | |
| Liquidity & Funding |
| Loans / Deposits | 84.69% | 68.54% | 81.55% | 91.24% | 59th pctl | 55 / 134 | |
| Loans / Assets | 70.04% | 57.61% | 68.06% | 76.23% | 56th pctl | 59 / 135 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |