Greenleaf, WI · Cert 12661 · G W Bcorp Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Market Position · Green Bay, WI · 2026 SOD (annual) · 0.9% share · #12 of 20 inst. · $0.1B of $14.9B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.52% | 0.53% | 0.62% | 0.65% | 0.65% | 0.59% | 0.89% | 0.90% | +25 bps | |
| Return on Equity | 7.96% | 8.22% | 9.89% | 9.88% | 9.60% | 8.41% | 11.42% | 11.50% | +162 bps | |
| Net Interest Margin | 2.71% | 2.65% | 2.72% | 2.77% | 2.79% | 2.80% | 3.03% | 3.06% | +29 bps | |
| Efficiency Ratio | 73.60% | 73.56% | 70.66% | 70.13% | 70.03% | 69.92% | 62.91% | 62.82% | -732 bps | |
| Non-Interest Burden | 1.95% | 1.91% | 1.88% | 1.90% | 1.91% | 1.92% | 1.85% | 1.87% | -3 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.90% | 13.55% | 9.57% | 12.86% | 12.87% | 4.65% | 3.53% | 7.62% | -524 bps | |
| Loan Growth (YoY) | 8.21% | -0.51% | 3.55% | 1.06% | -0.24% | 5.60% | 2.49% | 0.33% | -73 bps | |
| Deposit Growth (YoY) | 4.89% | 8.22% | 5.92% | 6.58% | 7.22% | 5.25% | 2.28% | 7.33% | +75 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.09% | 0.13% | 0.00% | 0.03% | 0.57% | 0.52% | 0.56% | 0.58% | +55 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.09% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.57% | 1.55% | 1.55% | 1.56% | 1.56% | 1.54% | 1.61% | 1.63% | +7 bps | |
| Allowance Coverage of NPLs | 18.4x | 12.0x | n/a | 48.3x | 2.7x | 3.0x | 2.9x | 2.8x | -45.5x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.84% | 9.59% | 9.13% | 9.29% | 9.44% | 9.31% | 9.59% | 9.63% | +34 bps | |
| Total Risk-Based Capital | 9.84% | 9.59% | 9.13% | 9.29% | 9.44% | 9.31% | 9.59% | 9.63% | +34 bps | |
| Equity / Assets | 7.30% | 6.02% | 6.52% | 7.10% | 7.54% | 7.75% | 7.87% | 7.89% | +79 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 76.13% | 71.00% | 70.68% | 71.31% | 70.84% | 71.24% | 70.83% | 66.66% | -465 bps | |
| Liquid Assets / Assets | 2.56% | 3.53% | 2.31% | 3.30% | 3.42% | 3.45% | 3.47% | 4.01% | +71 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 303% | 314% | 298% | n/a | n/a | |