Slippery Rock, PA · Charter 12654
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.96% | 1.20% | 1.12% | 1.14% | 1.34% | +38 bps | |
| Return on Equity | 7.93% | 9.58% | 8.96% | 9.08% | 10.52% | +259 bps | |
| Net Interest Margin | 3.27% | 3.39% | 3.36% | 3.40% | 3.43% | +15 bps | |
| Efficiency Ratio | 70.21% | 67.62% | 68.85% | 70.65% | 67.98% | -224 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.35% | 3.15% | 5.26% | 4.85% | 5.42% | +106 bps | |
| Loan Growth (YoY) | -1.80% | 3.45% | 6.30% | 2.64% | 3.40% | +521 bps | |
| Share Growth (YoY) | 4.04% | 2.65% | 4.65% | 4.36% | 4.81% | +77 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.54% | 1.06% | 0.93% | 1.09% | 0.54% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.15% | 12.56% | 12.50% | 12.60% | 12.78% | +63 bps | |
| Net Worth / Assets | 12.15% | 12.56% | 12.50% | 12.60% | 12.78% | +63 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 65.55% | 69.08% | 67.76% | 65.42% | 64.67% | -88 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |