Sru
Slippery Rock, PA · Charter 12654 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$67.1MAssets
$37.8MLoans
$58.4MShares
$8.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 85% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 12 of 78).
- Widest gap: equity / assets trails 69% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 54 of 78).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.34%
Rank 19 of 78
Net Interest Margin
3.43%
Rank 50 of 78
Efficiency Ratio
67.97%
Rank 25 of 78
Equity / Assets
12.78%
Rank 54 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.37% | 0.83% | 1.31% | Beats 76% | 19 / 78 | |
| Return on Equity | 10.51% | 1.73% | 5.71% | 9.08% | Beats 85% | 12 / 78 | |
| Net Interest Margin | 3.43% | 3.17% | 3.63% | 4.21% | Beats 36% | 50 / 78 | |
| Efficiency Ratio | 67.97% | 65.01% | 78.15% | 89.28% | Beats 69% | 25 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.40% | 0.84% | 1.97% | Beats 69% | 25 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.78% | 12.42% | 15.10% | 18.27% | Beats 31% | 54 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.78% | 12.42% | 15.10% | 18.27% | Beats 31% | 54 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 64.67% | 34.83% | 50.41% | 71.84% | 68th pctl | 25 / 78 | |
| Loans / Assets | 56.27% | 29.34% | 41.02% | 56.96% | 73rd pctl | 21 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |