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Cashmere Valley Bank

Cashmere, WA · Cert 1265 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258)

State charter, non-member · FDIC · 12 branches

Q2 2026

$2.3BAssets
$1.0BLoans
$2.0BDeposits
$256.6MEquity

Executive Summary

  • Strongest standing: equity / assets outperforms 64% of banks $1B-$10B in assets operating in a single state (rank 93 of 258).
  • Widest gap: net charge-offs / loans trails 91% of banks $1B-$10B in assets operating in a single state (rank 235 of 258).
  • Overall: at or above the peer median on 2 of 9 directional measures.

Return on Assets

1.09%

Rank 158 of 258

Net Interest Margin

2.97%

Rank 212 of 258

Efficiency Ratio

61.39%

Rank 140 of 257

Equity / Assets

11.08%

Rank 93 of 258

Non-interest income vs. expense

$23.7M$56.7MINCOMEEXPENSE
Unfavorable gap of $33.1M · efficiency ratio beats 46% of banks $1B-$10B in assets operating in a single state
Bank 61.39%Peer median 60.3%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets1.09%0.93%1.23%1.54%Beats 39%158 / 258
Return on Equity9.87%9.26%11.84%14.74%Beats 31%177 / 258
Net Interest Margin2.97%3.16%3.49%3.88%Beats 18%212 / 258
Efficiency Ratio61.39%51.71%60.30%69.65%Beats 46%140 / 257
Asset Quality
Nonperforming Loans / Loans0.35%0.19%0.46%0.90%Beats 60%105 / 258
Net Charge-Offs / Loans0.22%0.01%0.02%0.07%Beats 9%235 / 258
Capital
Tier 1 Capital Ratio12.50%11.41%12.98%15.12%Beats 40%154 / 258
Total Risk-Based Capital Ratio12.50%12.10%13.91%16.08%Beats 31%178 / 258
Equity / Assets11.08%9.09%10.24%11.72%Beats 64%93 / 258
Liquidity & Funding
Loans / Deposits52.65%73.24%86.34%95.95%5th pctl246 / 258
Loans / Assets44.60%63.01%72.27%78.40%4th pctl247 / 258
Brokered Deposits / Depositsn/aNot reported for this institution