Evansville, IN · Charter 1263
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.21% | 0.16% | -0.21% | 0.09% | 0.16% | 0.33% | -0.04% | 0.63% | +54 bps | |
| Return on Equity | 1.68% | 1.27% | -1.88% | 0.77% | 1.40% | 2.84% | -0.31% | 5.10% | +433 bps | |
| Net Interest Margin | 1.93% | 2.02% | 2.03% | 2.22% | 2.27% | 2.42% | 2.42% | 2.75% | +53 bps | |
| Efficiency Ratio | 96.07% | 94.93% | 99.44% | 88.58% | 87.97% | 87.51% | 87.99% | 82.06% | -652 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.04% | 4.71% | 7.23% | 8.04% | 9.50% | 8.69% | -0.82% | -3.56% | -1,159 bps | |
| Loan Growth (YoY) | 3.43% | 3.58% | -1.38% | 1.54% | -3.89% | -1.82% | 0.38% | -0.52% | -206 bps | |
| Share Growth (YoY) | 11.16% | 5.77% | 8.04% | 9.35% | 10.39% | 9.38% | -1.36% | -4.73% | -1,408 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.09% | 0.09% | 0.00% | 0.00% | 0.00% | 0.00% | 0.06% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.35% | 12.24% | 11.34% | 11.38% | 11.52% | 11.62% | 11.87% | 12.39% | +100 bps | |
| Net Worth / Assets | 12.35% | 12.24% | 11.34% | 11.38% | 11.52% | 11.62% | 11.87% | 12.39% | +100 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.10% | 63.55% | 56.20% | 55.89% | 56.68% | 57.04% | 57.19% | 58.36% | +247 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |