Bank of Washington
Washington, MO · Cert 12627 · Peer group: banks $1B-$10B in assets (n=322-328) · Diamond Bcorp Inc.
State charter, non-member · FDIC · 7 branches
Q2 2026
$1.1BAssets
$1.0BLoans
$887.8MDeposits
$142.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 91% of banks $1B-$10B in assets (rank 30 of 328).
- Widest gap: nonperforming loans / loans trails 96% of banks $1B-$10B in assets (rank 310 of 322).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.69%
Rank 284 of 328
Net Interest Margin
4.42%
Rank 30 of 328
Efficiency Ratio
64.46%
Rank 216 of 328
Equity / Assets
12.41%
Rank 64 of 328
Non-interest income vs. expense
Unfavorable gap of $30.3M · efficiency ratio beats 34% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.69% | 0.91% | 1.22% | 1.52% | Beats 13% | 284 / 328 | n/a | |
| Return on Equity | 5.55% | 8.43% | 11.45% | 14.43% | Beats 9% | 299 / 328 | n/a | |
| Net Interest Margin | 4.42% | 3.03% | 3.45% | 3.83% | Beats 91% | 30 / 328 | n/a | |
| Efficiency Ratio | 64.46% | 51.61% | 59.56% | 67.53% | Beats 34% | 216 / 328 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.50% | 0.24% | 0.51% | 1.03% | Beats 4% | 310 / 322 | n/a | |
| Net Charge-Offs / Loans | 0.20% | 0.01% | 0.03% | 0.10% | Beats 16% | 273 / 322 | n/a | |
| Capital |
| Tier 1 Capital Ratio | 12.47% | 11.75% | 13.15% | 15.47% | Beats 39% | 199 / 328 | n/a | |
| Total Risk-Based Capital Ratio | 12.47% | 12.63% | 14.15% | 16.46% | Beats 24% | 250 / 328 | n/a | |
| Equity / Assets | 12.41% | 9.15% | 10.33% | 12.01% | Beats 80% | 64 / 328 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 116.09% | 76.63% | 87.92% | 95.36% | 97th pctl | 10 / 323 | n/a | |
| Loans / Assets | 89.77% | 65.18% | 74.15% | 79.98% | 97th pctl | 9 / 328 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |