Origin Bank
Choudrant, LA · Cert 12614 · Peer group: banks over $10B in assets (n=142-144) · Origin Bcorp Inc.
State charter, Fed member · FED · 59 branches
Q2 2026
$10.2BAssets
$8.1BLoans
$8.7BDeposits
$1.2BEquity
Executive Summary
- Strongest standing: net interest margin outperforms 72% of banks over $10B in assets (rank 40 of 144).
- Widest gap: nonperforming loans / loans trails 71% of banks over $10B in assets (rank 102 of 142).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.20%
Rank 80 of 144
Net Interest Margin
3.64%
Rank 40 of 144
Efficiency Ratio
57.13%
Rank 82 of 144
Equity / Assets
11.69%
Rank 63 of 144
Non-interest income vs. expense
Unfavorable gap of $193.2M · efficiency ratio beats 44% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 1.00% | 1.26% | 1.54% | Beats 44% | 80 / 144 | |
| Return on Equity | 10.30% | 8.98% | 11.34% | 14.40% | Beats 38% | 90 / 144 | |
| Net Interest Margin | 3.64% | 2.82% | 3.31% | 3.68% | Beats 72% | 40 / 144 | |
| Efficiency Ratio | 57.13% | 49.42% | 56.02% | 62.41% | Beats 44% | 82 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.97% | 0.48% | 0.73% | 1.07% | Beats 29% | 102 / 142 | |
| Net Charge-Offs / Loans | 0.08% | 0.05% | 0.11% | 0.22% | Beats 63% | 53 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.80% | 12.07% | 12.98% | 14.92% | Beats 47% | 77 / 144 | |
| Total Risk-Based Capital Ratio | 13.97% | 13.39% | 14.14% | 16.25% | Beats 42% | 84 / 144 | |
| Equity / Assets | 11.69% | 9.69% | 11.39% | 12.96% | Beats 56% | 63 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 92.56% | 75.72% | 84.92% | 91.56% | 79th pctl | 30 / 143 | |
| Loans / Assets | 79.34% | 59.83% | 69.07% | 74.80% | 89th pctl | 16 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |