Laneco
Eugene, OR · Charter 12590 · Peer group: credit unions under $1B in assets (n=1,748-1,753)
NCUA · 1 branch
Q2 2024
$17.1MAssets
$7.0MLoans
$15.9MShares
$1.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 147 of 1748).
- Widest gap: equity / assets trails 99% of credit unions under $1B in assets (rank 1730 of 1752).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-3.80%
Rank 1,726 of 1,753
Net Interest Margin
4.04%
Rank 522 of 1,752
Efficiency Ratio
182.44%
Rank 1,728 of 1,748
Equity / Assets
6.64%
Rank 1,730 of 1,752
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.80% | 0.23% | 0.68% | 1.19% | Beats 2% | 1,726 / 1,753 | n/a | |
| Return on Equity | -57.24% | 1.80% | 5.29% | 9.05% | Beats 1% | 1,730 / 1,750 | n/a | |
| Net Interest Margin | 4.04% | 2.98% | 3.54% | 4.20% | Beats 70% | 522 / 1,752 | n/a | |
| Efficiency Ratio | 182.44% | 69.58% | 78.86% | 88.33% | Beats 1% | 1,728 / 1,748 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.22% | 0.59% | 1.20% | Beats 100% | 147 / 1,748 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 6.63% | 9.91% | 12.21% | 15.57% | Beats 1% | 1,731 / 1,753 | n/a | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 6.64% | 9.91% | 12.21% | 15.57% | Beats 1% | 1,730 / 1,752 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 43.98% | 55.88% | 73.01% | 86.61% | 12th pctl | 1,541 / 1,750 | n/a | |
| Loans / Assets | 41.01% | 48.21% | 62.51% | 73.23% | 16th pctl | 1,472 / 1,752 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |