Lafayette, LA · Charter 12570
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.34% | 0.38% | 0.40% | 0.17% | 0.01% | -33 bps | |
| Return on Equity | 3.04% | 3.30% | 3.45% | 1.53% | 0.11% | -294 bps | |
| Net Interest Margin | 3.35% | 3.44% | 3.40% | 3.17% | 3.26% | -9 bps | |
| Efficiency Ratio | 91.02% | 91.55% | 90.07% | 108.53% | 105.38% | +1,436 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.55% | 3.33% | 3.06% | 2.09% | 1.25% | -330 bps | |
| Loan Growth (YoY) | 11.32% | 5.53% | 3.06% | -1.46% | -7.12% | -1,844 bps | |
| Share Growth (YoY) | 4.43% | 3.17% | 3.87% | 2.45% | 2.18% | -225 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.15% | 0.30% | 0.49% | 0.36% | 0.99% | +84 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.30% | 11.64% | 11.61% | 11.22% | 11.39% | +9 bps | |
| Net Worth / Assets | 11.30% | 11.64% | 11.61% | 11.22% | 11.39% | +9 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 78.46% | 77.94% | 75.69% | 69.56% | 71.32% | -715 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |