University of Louisiana
Lafayette, LA · Charter 12570 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
$61.5MAssets
$40.3MLoans
$56.6MShares
$7.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 61% of credit unions under $1B in assets in LA (rank 23 of 57).
- Widest gap: efficiency ratio trails 91% of credit unions under $1B in assets in LA (rank 52 of 56).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.01%
Rank 47 of 57
Net Interest Margin
3.26%
Rank 47 of 57
Efficiency Ratio
105.36%
Rank 52 of 56
Equity / Assets
11.39%
Rank 45 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.01% | 0.18% | 0.61% | 1.03% | Beats 18% | 47 / 57 | |
| Return on Equity | 0.11% | 0.88% | 3.71% | 5.62% | Beats 18% | 47 / 57 | |
| Net Interest Margin | 3.26% | 3.51% | 3.94% | 4.60% | Beats 18% | 47 / 57 | |
| Efficiency Ratio | 105.36% | 76.49% | 84.29% | 92.65% | Beats 9% | 52 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.99% | 0.35% | 1.18% | 2.04% | Beats 61% | 23 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.39% | 11.86% | 15.46% | 23.44% | Beats 21% | 45 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.39% | 11.86% | 15.46% | 23.44% | Beats 21% | 45 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 71.31% | 55.77% | 71.07% | 79.18% | 53rd pctl | 27 / 57 | |
| Loans / Assets | 65.61% | 44.60% | 59.45% | 67.17% | 68th pctl | 18 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |