Ouachita County Hospital
Camden, AR · Charter 12527 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 1 branch
Q3 2024
$263KAssets
$78KLoans
$217KShares
$38KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 95% of credit unions under $1B in assets (rank 91 of 1761).
- Widest gap: nonperforming loans / loans trails 100% of credit unions under $1B in assets (rank 1754 of 1757).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.51%
Rank 1,634 of 1,761
Net Interest Margin
5.58%
Rank 91 of 1,761
Efficiency Ratio
109.09%
Rank 1,670 of 1,754
Equity / Assets
14.45%
Rank 589 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.51% | 0.26% | 0.70% | 1.22% | Beats 7% | 1,634 / 1,761 | | |
| Return on Equity | -3.51% | 2.09% | 5.52% | 9.08% | Beats 8% | 1,623 / 1,761 | | |
| Net Interest Margin | 5.58% | 3.03% | 3.59% | 4.25% | Beats 95% | 91 / 1,761 | | |
| Efficiency Ratio | 109.09% | 68.95% | 77.94% | 87.14% | Beats 5% | 1,670 / 1,754 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 15.38% | 0.26% | 0.65% | 1.27% | Beats 0% | 1,754 / 1,757 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.64% | 10.05% | 12.42% | 15.87% | Beats 68% | 570 / 1,761 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.45% | 10.05% | 12.42% | 15.87% | Beats 67% | 589 / 1,761 | | |
| Liquidity & Funding |
| Loans / Deposits | 36.16% | 56.21% | 73.13% | 85.64% | 7th pctl | 1,641 / 1,759 | | |
| Loans / Assets | 29.66% | 47.85% | 62.48% | 73.19% | 6th pctl | 1,650 / 1,761 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |