Ixonia Bank
Ixonia, WI · Cert 12514 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Ixonia Bancshares Inc.
State charter, non-member · FDIC · 7 branches
Q2 2026
$1.1BAssets
$820.6MLoans
$679.8MDeposits
$95.0MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 98% of banks $1B-$10B in assets operating in a single state (rank 4 of 258).
- Widest gap: efficiency ratio trails 96% of banks $1B-$10B in assets operating in a single state (rank 247 of 257).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.12%
Rank 151 of 258
Net Interest Margin
7.30%
Rank 4 of 258
Efficiency Ratio
86.70%
Rank 247 of 257
Equity / Assets
8.84%
Rank 207 of 258
Non-interest income vs. expense
Unfavorable gap of $49.7M · efficiency ratio beats 4% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.12% | 0.93% | 1.23% | 1.54% | Beats 41% | 151 / 258 | |
| Return on Equity | 12.62% | 9.26% | 11.84% | 14.74% | Beats 57% | 110 / 258 | |
| Net Interest Margin | 7.30% | 3.16% | 3.49% | 3.88% | Beats 98% | 4 / 258 | |
| Efficiency Ratio | 86.70% | 51.71% | 60.30% | 69.65% | Beats 4% | 247 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.25% | 0.19% | 0.46% | 0.90% | Beats 68% | 84 / 258 | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.02% | 0.07% | Beats 46% | 141 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 12.23% | 11.41% | 12.98% | 15.12% | Beats 37% | 163 / 258 | |
| Total Risk-Based Capital Ratio | 13.32% | 12.10% | 13.91% | 16.08% | Beats 42% | 150 / 258 | |
| Equity / Assets | 8.84% | 9.09% | 10.24% | 11.72% | Beats 20% | 207 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 120.71% | 73.24% | 86.34% | 95.95% | 97th pctl | 8 / 258 | |
| Loans / Assets | 76.30% | 63.01% | 72.27% | 78.40% | 66th pctl | 89 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |