Premier Bank National Association
Omaha, NE · Cert 12493 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Premier Bancshares Inc.
National charter · OCC · 5 branches
Q2 2026
$342.4MAssets
$247.5MLoans
$297.1MDeposits
$43.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Omaha, NE-IA area (rank 12 of 24).
- Widest gap: nonperforming loans / loans trails 79% of banks under $1B in assets in the Omaha, NE-IA area (rank 20 of 24).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.44%
Rank 9 of 24
Net Interest Margin
4.16%
Rank 5 of 24
Efficiency Ratio
62.14%
Rank 15 of 24
Equity / Assets
12.64%
Rank 4 of 24
Non-interest income vs. expense
Unfavorable gap of $8.5M · efficiency ratio beats 42% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.92% | 1.29% | 1.77% | Beats 63% | 9 / 24 | | |
| Return on Equity | 11.41% | 9.64% | 12.01% | 15.30% | Beats 38% | 15 / 24 | | |
| Net Interest Margin | 4.16% | 3.02% | 3.76% | 3.98% | Beats 79% | 5 / 24 | | |
| Efficiency Ratio | 62.14% | 49.60% | 59.31% | 66.55% | Beats 42% | 15 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.21% | 0.10% | 0.37% | 1.03% | Beats 21% | 20 / 24 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 12 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 12.59% | 10.53% | 11.57% | 13.63% | Beats 63% | 9 / 24 | | |
| Total Risk-Based Capital Ratio | 12.59% | 11.15% | 12.06% | 13.90% | Beats 58% | 10 / 24 | | |
| Equity / Assets | 12.64% | 8.87% | 10.14% | 12.27% | Beats 83% | 4 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.30% | 75.32% | 83.30% | 93.06% | 50th pctl | 12 / 24 | | |
| Loans / Assets | 72.28% | 65.68% | 71.67% | 75.94% | 58th pctl | 10 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |