Renasant Bank
Tupelo, MS · Cert 12437 · Peer group: banks over $10B in assets (n=142-144) · Renasant Corp.
State charter, Fed member · FED · 259 branches
Q2 2026
$27.0BAssets
$19.4BLoans
$22.2BDeposits
$4.2BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 94% of banks over $10B in assets (rank 8 of 144).
- Widest gap: return on equity trails 74% of banks over $10B in assets (rank 106 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.39%
Rank 50 of 144
Net Interest Margin
3.68%
Rank 36 of 144
Efficiency Ratio
55.66%
Rank 70 of 144
Equity / Assets
15.43%
Rank 8 of 144
Non-interest income vs. expense
Unfavorable gap of $435.9M · efficiency ratio beats 52% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.39% | 1.00% | 1.26% | 1.54% | Beats 65% | 50 / 144 | | |
| Return on Equity | 9.04% | 8.98% | 11.34% | 14.40% | Beats 26% | 106 / 144 | | |
| Net Interest Margin | 3.68% | 2.82% | 3.31% | 3.68% | Beats 75% | 36 / 144 | | |
| Efficiency Ratio | 55.66% | 49.42% | 56.02% | 62.41% | Beats 52% | 70 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.96% | 0.48% | 0.73% | 1.07% | Beats 30% | 101 / 142 | | |
| Net Charge-Offs / Loans | 0.03% | 0.05% | 0.11% | 0.22% | Beats 82% | 27 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 12.41% | 12.07% | 12.98% | 14.92% | Beats 37% | 91 / 144 | | |
| Total Risk-Based Capital Ratio | 13.67% | 13.39% | 14.14% | 16.25% | Beats 34% | 95 / 144 | | |
| Equity / Assets | 15.43% | 9.69% | 11.39% | 12.96% | Beats 94% | 8 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.69% | 75.72% | 84.92% | 91.56% | 61st pctl | 56 / 143 | | |
| Loans / Assets | 72.03% | 59.83% | 69.07% | 74.80% | 60th pctl | 57 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |