Pittsburgh, PA · Charter 1239
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.75% | -0.62% | -0.53% | -0.16% | -0.15% | +60 bps | |
| Return on Equity | -8.34% | -6.99% | -6.00% | -1.78% | -1.64% | +671 bps | |
| Net Interest Margin | 1.34% | 1.45% | 1.51% | 1.63% | 1.68% | +34 bps | |
| Efficiency Ratio | 134.49% | 123.04% | 121.35% | 101.74% | 102.51% | -3,198 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.30% | 1.29% | 0.27% | -1.36% | -3.22% | -752 bps | |
| Loan Growth (YoY) | 3.53% | 2.77% | 1.26% | 0.18% | -2.91% | -644 bps | |
| Share Growth (YoY) | 3.21% | 1.03% | -2.06% | -2.30% | -4.14% | -735 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.87% | 0.86% | 0.76% | 1.40% | 1.18% | +32 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.99% | 8.86% | 8.84% | 8.89% | 9.06% | +7 bps | |
| Net Worth / Assets | 8.99% | 8.86% | 8.84% | 8.89% | 9.06% | +7 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 41.59% | 39.72% | 37.62% | 36.25% | 42.12% | +53 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |