Norwalk Postal Employees
Southport, CT · Charter 12375 · Peer group: credit unions under $1B in assets (n=1,637-1,639)
NCUA · 1 branch
Q3 2025
$308KAssets
$224KLoans
$295KShares
$14KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 100% of credit unions under $1B in assets (rank 7 of 1638).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets (rank 1634 of 1638).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-18.61%
Rank 1,636 of 1,639
Net Interest Margin
7.36%
Rank 7 of 1,638
Efficiency Ratio
353%
Rank 1,635 of 1,637
Equity / Assets
4.55%
Rank 1,634 of 1,638
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -18.61% | 0.40% | 0.81% | 1.29% | Beats 0% | 1,636 / 1,639 | | |
| Return on Equity | -410% | 3.02% | 6.34% | 9.49% | Beats 0% | 1,636 / 1,638 | | |
| Net Interest Margin | 7.36% | 3.27% | 3.83% | 4.38% | Beats 100% | 7 / 1,638 | | |
| Efficiency Ratio | 353% | 67.38% | 76.32% | 84.73% | Beats 0% | 1,635 / 1,637 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.23% | 0.27% | 0.68% | 1.33% | Beats 12% | 1,447 / 1,637 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 4.44% | 10.38% | 12.80% | 16.53% | Beats 0% | 1,635 / 1,639 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 4.55% | 10.39% | 12.80% | 16.53% | Beats 0% | 1,634 / 1,638 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.81% | 55.01% | 72.16% | 85.44% | 57th pctl | 699 / 1,638 | | |
| Loans / Assets | 72.73% | 46.69% | 60.81% | 72.42% | 76th pctl | 396 / 1,638 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |