Bank of Mauston
Mauston, WI · Cert 12327 · Peer group: banks under $1B in assets in WI (n=109-112) · Mauston Bcorp Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$426.7MAssets
$247.8MLoans
$367.7MDeposits
$57.2MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of banks under $1B in assets in WI (rank 8 of 112).
- Widest gap: net interest margin trails 54% of banks under $1B in assets in WI (rank 61 of 112).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
2.00%
Rank 12 of 112
Net Interest Margin
3.54%
Rank 61 of 112
Efficiency Ratio
41.21%
Rank 8 of 112
Equity / Assets
13.40%
Rank 25 of 112
Non-interest income vs. expense
Unfavorable gap of $3.9M · efficiency ratio beats 94% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.00% | 0.85% | 1.17% | 1.51% | Beats 89% | 12 / 112 | | |
| Return on Equity | 14.96% | 7.87% | 10.91% | 13.85% | Beats 84% | 18 / 112 | | |
| Net Interest Margin | 3.54% | 3.19% | 3.59% | 3.89% | Beats 46% | 61 / 112 | | |
| Efficiency Ratio | 41.21% | 54.87% | 62.73% | 72.61% | Beats 94% | 8 / 112 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.03% | 0.22% | 0.91% | Beats 53% | 52 / 109 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 58% | 49 / 109 | | |
| Capital |
| Tier 1 Capital Ratio | 14.75% | 11.22% | 12.95% | 15.76% | Beats 68% | 36 / 112 | | |
| Total Risk-Based Capital Ratio | 14.75% | 11.57% | 13.59% | 16.73% | Beats 64% | 40 / 112 | | |
| Equity / Assets | 13.40% | 9.17% | 10.74% | 13.13% | Beats 78% | 25 / 112 | | |
| Liquidity & Funding |
| Loans / Deposits | 67.37% | 75.89% | 86.36% | 98.49% | 18th pctl | 91 / 111 | | |
| Loans / Assets | 58.06% | 64.03% | 71.52% | 78.98% | 19th pctl | 91 / 112 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |