Bank of Cashton
Cashton, WI · Cert 12325 · Peer group: banks under $1B in assets in WI (n=110-113) · Eagle Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$146.1MAssets
$99.6MLoans
$127.0MDeposits
$15.2MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in WI (rank 16 of 110).
- Widest gap: net interest margin trails 72% of banks under $1B in assets in WI (rank 81 of 113).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.98%
Rank 78 of 113
Net Interest Margin
3.24%
Rank 81 of 113
Efficiency Ratio
64.20%
Rank 64 of 113
Equity / Assets
10.40%
Rank 62 of 113
Non-interest income vs. expense
Unfavorable gap of $2.9M · efficiency ratio beats 44% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.98% | 0.85% | 1.17% | 1.51% | Beats 31% | 78 / 113 | | |
| Return on Equity | 9.38% | 7.70% | 10.77% | 13.67% | Beats 35% | 74 / 113 | | |
| Net Interest Margin | 3.24% | 3.19% | 3.59% | 3.89% | Beats 28% | 81 / 113 | | |
| Efficiency Ratio | 64.20% | 54.61% | 62.43% | 71.88% | Beats 44% | 64 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.03% | 0.24% | 0.91% | Beats 100% | 16 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 37 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 14.47% | 11.22% | 12.95% | 15.76% | Beats 65% | 39 / 113 | | |
| Total Risk-Based Capital Ratio | 15.45% | 11.57% | 13.59% | 16.73% | Beats 70% | 34 / 113 | | |
| Equity / Assets | 10.40% | 9.17% | 10.74% | 13.13% | Beats 45% | 62 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.40% | 76.54% | 86.37% | 98.93% | 30th pctl | 78 / 112 | | |
| Loans / Assets | 68.14% | 63.07% | 71.33% | 78.84% | 42nd pctl | 66 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |