Fayette
Mount Hope, WV · Charter 12310 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$8.5MAssets
$3.6MLoans
$6.4MShares
$2.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: return on equity trails 76% of credit unions under $1B in assets (rank 1285 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.61%
Rank 997 of 1,683
Net Interest Margin
3.78%
Rank 878 of 1,683
Efficiency Ratio
84.48%
Rank 1,165 of 1,682
Equity / Assets
23.99%
Rank 116 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.61% | 0.35% | 0.74% | 1.18% | Beats 41% | 997 / 1,683 | |
| Return on Equity | 2.56% | 2.67% | 5.89% | 8.74% | Beats 24% | 1,285 / 1,681 | |
| Net Interest Margin | 3.78% | 3.31% | 3.82% | 4.32% | Beats 48% | 878 / 1,683 | |
| Efficiency Ratio | 84.48% | 68.91% | 78.20% | 86.93% | Beats 31% | 1,165 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.99% | 10.44% | 12.89% | 16.53% | Beats 93% | 116 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.99% | 10.44% | 12.89% | 16.53% | Beats 93% | 116 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 56.85% | 52.61% | 69.38% | 83.50% | 31st pctl | 1,168 / 1,683 | |
| Loans / Assets | 43.12% | 44.71% | 59.18% | 70.72% | 23rd pctl | 1,293 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |