Littlefield, TX · Charter 12289
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.08% | 0.22% | 0.55% | -0.54% | 0.12% | +4 bps | |
| Return on Equity | 0.44% | 1.18% | 2.77% | -2.87% | 0.62% | +18 bps | |
| Net Interest Margin | 3.27% | 3.23% | 3.95% | 2.68% | 3.06% | -20 bps | |
| Efficiency Ratio | 97.56% | 93.38% | 86.29% | 119.58% | 102.40% | +484 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -14.55% | 0.27% | -4.84% | -4.07% | -0.48% | +1,407 bps | |
| Loan Growth (YoY) | -28.15% | -33.86% | -32.51% | -26.74% | -14.80% | +1,334 bps | |
| Share Growth (YoY) | -17.48% | 0.04% | -6.59% | -5.32% | -1.23% | +1,625 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.82% | 2.46% | 2.50% | 0.52% | 0.09% | -273 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.46% | 1.40% | 1.32% | 1.53% | 1.03% | -44 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.23% | 18.24% | 19.65% | 18.95% | 18.86% | +63 bps | |
| Net Worth / Assets | 18.23% | 18.24% | 19.65% | 18.95% | 18.86% | +63 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 39.89% | 33.01% | 37.66% | 31.29% | 34.41% | -548 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |