Albuquerque, NM · Charter 12199
NCUA · 11 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.32% | 0.38% | 0.58% | 0.52% | 0.54% | +22 bps | |
| Return on Equity | 2.71% | 3.14% | 4.75% | 4.30% | 4.38% | +167 bps | |
| Net Interest Margin | 3.00% | 3.13% | 3.13% | 3.35% | 3.41% | +40 bps | |
| Efficiency Ratio | 76.30% | 77.09% | 72.93% | 74.79% | 74.70% | -160 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.56% | 3.85% | 3.10% | 3.00% | 1.49% | -407 bps | |
| Loan Growth (YoY) | -9.69% | -6.27% | -1.56% | -0.45% | 2.63% | +1,232 bps | |
| Share Growth (YoY) | 6.11% | 3.93% | 2.66% | 2.53% | 1.24% | -487 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.02% | 1.18% | 1.36% | 0.79% | 0.79% | -23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.88% | 12.06% | 12.24% | 12.18% | 12.40% | +51 bps | |
| Net Worth / Assets | 11.88% | 12.06% | 12.24% | 12.18% | 12.40% | +51 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.27% | 75.29% | 75.46% | 72.53% | 75.29% | +102 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |