Chatsworth, CA · Charter 12045
Q4 1999
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 1998 | Q2 1998 | Q3 1998 | Q4 1998 | Q1 1999 | Q2 1999 | Q3 1999 | Q4 1999 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.06% | 4.15% | 4.03% | 3.89% | 3.81% | 3.93% | 0.84% | 0.96% | -293 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | 3.50% | 3.59% | n/a | |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | 66.33% | 65.76% | n/a | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.96% | 10.54% | 16.64% | 16.19% | 14.42% | 12.64% | 9.80% | 4.37% | -1,182 bps | |
| Loan Growth (YoY) | 24.53% | 30.68% | 25.81% | 18.44% | 14.74% | 9.69% | 16.57% | 19.16% | +72 bps | |
| Share Growth (YoY) | 11.57% | 11.17% | 17.67% | 17.36% | 15.21% | 13.21% | 10.06% | 4.00% | -1,336 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.96% | 0.82% | 0.59% | 0.62% | 0.52% | 0.50% | 0.54% | 0.68% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.98% | 0.94% | 0.92% | 0.97% | 1.06% | 1.00% | 0.98% | 0.91% | -6 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.04% | 78.78% | 75.79% | 74.05% | 73.73% | 76.33% | 80.27% | 84.85% | +1,080 bps | |
| Liquid Assets / Assets | 14.78% | 11.02% | 14.86% | 16.60% | 16.28% | 14.69% | 11.64% | 9.59% | -701 bps | |