Hartford, CT · Charter 12
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.38% | 0.57% | 1.16% | 0.70% | 0.47% | 0.46% | 0.80% | 0.88% | +18 bps | |
| Return on Equity | 3.62% | 5.51% | 11.84% | 7.11% | 4.73% | 4.74% | 8.37% | 8.98% | +187 bps | |
| Net Interest Margin | 5.06% | 5.08% | 5.36% | 5.38% | 5.42% | 5.30% | 5.23% | 5.36% | -3 bps | |
| Efficiency Ratio | 86.85% | 84.77% | 81.27% | 82.10% | 81.70% | 79.98% | 81.01% | 79.04% | -306 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.59% | 1.61% | 6.78% | 9.37% | 10.72% | 11.01% | 7.41% | 6.35% | -302 bps | |
| Loan Growth (YoY) | 8.69% | 14.89% | 15.76% | 12.98% | 8.28% | 4.83% | 3.85% | 7.12% | -586 bps | |
| Share Growth (YoY) | 0.79% | 5.66% | 5.63% | 8.63% | 10.17% | 10.55% | 7.17% | 5.79% | -284 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.93% | 0.86% | 0.65% | 0.97% | 0.99% | 0.96% | 0.59% | 0.88% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.37% | 10.35% | 9.83% | 9.87% | 9.99% | 9.78% | 9.52% | 9.84% | -3 bps | |
| Net Worth / Assets | 10.37% | 10.35% | 9.83% | 9.87% | 9.99% | 9.78% | 9.52% | 9.84% | -3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 53.95% | 57.88% | 52.32% | 52.25% | 53.03% | 54.89% | 50.70% | 52.90% | +65 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |