Dublin, OH · Charter 1199
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.34% | 0.44% | 0.55% | 0.62% | 0.79% | +45 bps | |
| Return on Equity | 3.37% | 4.37% | 5.41% | 6.05% | 7.59% | +421 bps | |
| Net Interest Margin | 2.68% | 2.74% | 2.75% | 3.01% | 3.05% | +36 bps | |
| Efficiency Ratio | 81.82% | 81.16% | 79.72% | 75.19% | 75.53% | -630 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.77% | -0.11% | 0.49% | 1.08% | 4.10% | +487 bps | |
| Loan Growth (YoY) | 0.22% | 1.74% | 1.68% | -0.89% | -1.12% | -134 bps | |
| Share Growth (YoY) | 1.98% | 2.18% | 2.37% | 2.13% | 3.17% | +119 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.34% | 0.46% | 0.50% | 0.40% | 0.46% | +12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.09% | 10.17% | 10.14% | 10.20% | 10.42% | +33 bps | |
| Net Worth / Assets | 10.09% | 10.17% | 10.14% | 10.20% | 10.42% | +33 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.63% | 89.23% | 86.75% | 84.81% | 85.90% | -372 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |