Bmi
Dublin, OH · Charter 1199 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 6 branches
Q2 2026
$732.3MAssets
$531.0MLoans
$618.1MShares
$76.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 67% of credit unions under $1B in assets in the Columbus, OH area (rank 7 of 18).
- Widest gap: net interest margin trails 83% of credit unions under $1B in assets in the Columbus, OH area (rank 15 of 18).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.79%
Rank 8 of 18
Net Interest Margin
3.05%
Rank 15 of 18
Efficiency Ratio
75.52%
Rank 7 of 18
Equity / Assets
10.42%
Rank 10 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.79% | 0.59% | 0.76% | 0.99% | Beats 56% | 8 / 18 | |
| Return on Equity | 7.59% | 4.13% | 7.59% | 9.05% | Beats 50% | 9 / 18 | |
| Net Interest Margin | 3.05% | 3.24% | 3.56% | 3.79% | Beats 17% | 15 / 18 | |
| Efficiency Ratio | 75.52% | 72.20% | 76.10% | 84.19% | Beats 67% | 7 / 18 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.37% | 0.66% | 1.08% | Beats 61% | 8 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.42% | 9.66% | 10.67% | 11.63% | Beats 44% | 10 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.42% | 9.66% | 10.67% | 11.63% | Beats 44% | 10 / 18 | |
| Liquidity & Funding |
| Loans / Deposits | 85.90% | 47.40% | 66.89% | 76.69% | 94th pctl | 1 / 18 | |
| Loans / Assets | 72.50% | 43.35% | 60.60% | 69.11% | 89th pctl | 2 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |