Tacoma, WA · Charter 11949
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.27% | -0.37% | 0.13% | 0.32% | 0.57% | 0.51% | 0.56% | 0.11% | -21 bps | |
| Return on Equity | -2.15% | -3.00% | 1.04% | 2.47% | 4.44% | 3.92% | 4.42% | 0.83% | -164 bps | |
| Net Interest Margin | 2.92% | 2.88% | 2.90% | 3.22% | 3.25% | 3.33% | 3.35% | 3.41% | +19 bps | |
| Efficiency Ratio | 101.53% | 103.88% | 94.92% | 90.40% | 82.49% | 84.76% | 82.44% | 91.61% | +122 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 17.10% | 13.43% | 9.10% | 2.54% | 1.22% | -0.36% | 4.63% | 4.80% | +227 bps | |
| Loan Growth (YoY) | 13.38% | 18.80% | 31.92% | 23.53% | 25.28% | 18.03% | 1.39% | 0.04% | -2,349 bps | |
| Share Growth (YoY) | 20.19% | 21.58% | 10.87% | -1.35% | 1.09% | -0.78% | 4.53% | 9.61% | +1,096 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.36% | 0.49% | 0.47% | 0.43% | 0.56% | 0.50% | 0.64% | 0.35% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.71% | 12.36% | 12.72% | 12.90% | 12.82% | 12.91% | 12.76% | 12.70% | -20 bps | |
| Net Worth / Assets | 12.71% | 12.36% | 12.72% | 12.90% | 12.82% | 12.91% | 12.76% | 12.70% | -20 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 78.31% | 80.53% | 95.22% | 99.82% | 97.05% | 95.80% | 92.36% | 91.11% | -871 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |