Tacoma, WA · Charter 11949
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.32% | 0.57% | 0.51% | 0.56% | 0.11% | -21 bps | |
| Return on Equity | 2.47% | 4.44% | 3.92% | 4.42% | 0.83% | -164 bps | |
| Net Interest Margin | 3.22% | 3.25% | 3.33% | 3.35% | 3.41% | +19 bps | |
| Efficiency Ratio | 90.40% | 82.49% | 84.76% | 82.44% | 91.61% | +122 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.54% | 1.22% | -0.36% | 4.63% | 4.80% | +227 bps | |
| Loan Growth (YoY) | 23.53% | 25.28% | 18.03% | 1.39% | 0.04% | -2,349 bps | |
| Share Growth (YoY) | -1.35% | 1.09% | -0.78% | 4.53% | 9.61% | +1,096 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.43% | 0.56% | 0.50% | 0.64% | 0.35% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.90% | 12.82% | 12.91% | 12.76% | 12.70% | -20 bps | |
| Net Worth / Assets | 12.90% | 12.82% | 12.91% | 12.76% | 12.70% | -20 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 99.82% | 97.05% | 95.80% | 92.36% | 91.11% | -871 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |