Dallas, TX · Cert 11934 · Dominion Bancshares Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
Market Position · Dallas-Fort Worth-Arlington, TX · 2026 SOD (annual) · 0.1% share · #74 of 166 inst. · $0.5B of $732.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.91% | 0.93% | 0.78% | 0.89% | 0.96% | 0.90% | 0.80% | 0.95% | +6 bps | |
| Return on Equity | 8.10% | 8.35% | 7.05% | 8.20% | 8.91% | 8.40% | 7.53% | 8.84% | +64 bps | |
| Net Interest Margin | 3.56% | 3.45% | 3.35% | 3.37% | 3.28% | 3.24% | 3.26% | 3.28% | -9 bps | |
| Efficiency Ratio | 67.43% | 66.94% | 67.15% | 62.96% | 63.21% | 62.81% | 64.98% | 62.68% | -28 bps | |
| Non-Interest Burden | 2.38% | 2.29% | 2.22% | 2.07% | 2.03% | 1.99% | 2.09% | 2.01% | -6 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.03% | 6.47% | 11.98% | 18.16% | 15.76% | 16.53% | 10.14% | 3.74% | -1,443 bps | |
| Loan Growth (YoY) | 8.53% | 6.52% | 8.49% | 18.32% | 6.96% | 11.17% | 11.64% | -4.09% | -2,241 bps | |
| Deposit Growth (YoY) | 6.29% | 6.33% | 12.70% | 19.72% | 16.85% | 17.43% | 10.17% | 2.99% | -1,673 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.71% | 0.68% | 0.73% | +73 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.84% | 0.82% | 0.83% | 0.83% | 0.83% | 0.93% | 0.92% | 0.97% | +14 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | 111.0x | 1.3x | 1.4x | 1.3x | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.27% | 11.13% | 11.26% | 10.85% | 10.57% | 10.53% | 10.90% | 11.17% | +32 bps | |
| Total Risk-Based Capital | 12.91% | 13.06% | 12.95% | 12.37% | 13.03% | 12.83% | 12.85% | 14.03% | +166 bps | |
| Equity / Assets | 11.20% | 11.06% | 11.11% | 10.51% | 10.58% | 10.35% | 10.99% | 11.06% | +55 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 98.92% | 94.49% | 96.38% | 95.72% | 90.55% | 89.45% | 97.66% | 89.14% | -658 bps | |
| Liquid Assets / Assets | 10.04% | 13.89% | 12.96% | 13.16% | 17.94% | 18.58% | 12.13% | 19.75% | +659 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 480% | 464% | 470% | n/a | n/a | |