Triboro Postal
Flushing, NY · Charter 119 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 1 branch
Q2 2026
$83.9MAssets
$10.1MLoans
$71.9MShares
$17.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 86% of credit unions under $1B in assets in NY (rank 8 of 59).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in NY (rank 59 of 59).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.57%
Rank 54 of 59
Net Interest Margin
0.93%
Rank 59 of 59
Efficiency Ratio
159.38%
Rank 58 of 59
Equity / Assets
20.24%
Rank 8 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.57% | 0.28% | 1.01% | 1.42% | Beats 8% | 54 / 59 | |
| Return on Equity | -2.81% | 2.31% | 7.92% | 10.52% | Beats 8% | 54 / 59 | |
| Net Interest Margin | 0.93% | 3.24% | 3.66% | 4.04% | Beats 0% | 59 / 59 | |
| Efficiency Ratio | 159.38% | 63.53% | 74.15% | 82.44% | Beats 3% | 58 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.65% | 0.32% | 0.68% | 1.20% | Beats 5% | 57 / 59 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.24% | 10.94% | 13.05% | 16.06% | Beats 86% | 8 / 59 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.24% | 10.94% | 13.05% | 16.06% | Beats 86% | 8 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | 14.06% | 40.49% | 57.59% | 78.86% | 2nd pctl | 58 / 59 | |
| Loans / Assets | 12.05% | 33.06% | 50.92% | 63.03% | 2nd pctl | 58 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |